Is commercial insurance required to do business with the public?

CXE Insurance takes great pride in its ability to help residents in the Sellersburg, IN area by providing them with commercial insurance coverage. Our agents understand the importance of offering customers peace of mind. By thoroughly assessing each client’s specific needs and risks, CXE Insurance ensures they are well-prepared for any unforeseen circumstances.

Commercial Insurance

In Indiana, commercial insurance is not legally required for public business. However, it is worth mentioning that certain types of companies may be subject to specific insurance requirements. For example, you must have commercial auto insurance if you are operating a motor vehicle for business. 

Additionally, if you have employees, you’ll need workers’ compensation insurance to protect your employees and your business in case of work-related injuries. While not mandatory, obtaining commercial general liability insurance is highly recommended as it covers bodily injury, property damage, and personal injury claims that may arise during business. 

Although commercial insurance may not be legally mandatory for all businesses, it is crucial to assess your specific industry and evaluate the risks involved to ensure adequate protection for your business and customers alike. If you need commercial insurance for your business, our knowledgeable team can help you find the right policies to protect you. 

Find Out More Today

At CXE Insurance, we take great pride in serving the residents of Sellersburg, IN by assisting with their commercial insurance needs. With our professional expertise and extensive insurance industry knowledge, we strive to provide our customers with the highest quality insurance options. Our dedicated team understands businesses’ unique challenges in the Sellersburg, IN area. Call or stop by to speak to us today and get the coverage you need to feel secure.